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Free spins on a collection of titles, often from the same software provider, such as Microgaming or the Playtech casino no deposit bonus promotions. The main difference is no deposit bonuses UK can be used on more games, while free spins are limited to just the specified slot machines. Overall, Wild West Wins Casino stands out with its unique theme and rewarding bonus structure, making it a worthy contender on the best no deposit bonus list. Make sure to read the terms and conditions thoroughly to maximize your chances of success and fully enjoy the gaming experience.

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Buy-to-let lender Zephyr Homeloans has cut its five-year fixed rate deals across the board by 0.3 percentage points. This is for properties with an A to C-rated energy certificate. Two, three and five-year fixed rates for existing borrowers with a higher loan to value ratio have also been cut by up to 0.21 percentage points. Virgin Money is cutting its fixed rate mortgage range for existing customers by up to 0.26 percentage points, writes Jo Thornhill.

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Virgin will offer a two-year fix for remortgage at 5.26percent (60percent LTV) with a 995 fee. The bank will offer fee-free purchase deals, exclusively through brokers, starting from 4.87percent (65percent LTV) for a five-year fixed rate. MPowered Mortgages has cut rates on its three-year fixed loans between 75percent loan to value and 90percent. It is offering a three-year fix for remortgage with a 999 fee at 5.35percent (75percent LTV). For new buy-to-let customers, two-year fixed rates now start from 5.57percent with a 1,749 fee, and five-year rates start from 5.04percent (both deals at 60percent LTV). Santander is cutting residential fixed rates for new and existing customers by up to 0.56 percentage points, effective today.

The Spanish-owned bank has also reduced selected fixed rate deals for buy-to-let purchase and remortgage, available through brokers. Nationwide, which has offered market-leading fixed rates for purchase and remortgage in recent weeks, will unveil its new rates and deals tomorrow morning. NatWest and Nationwide are also both offering keenly-priced five-year fixed rates for remortgage at 4.42percent and 4.49percent respectively (both at 60percent LTV). Nationwide’s deal has a 999 fee, while NatWest’s is 1,495. Nationwide offers an equivalent deal at 4.44percent with a 1,495 fee for mortgages of 300,000 or more.

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For example, you may be allowed to withdraw no more than 150 from a 10 free no deposit bonus. The no deposit free time bonus is only available at Microgaming online casinos which are quite popular in Sweden, Finland and UK. This type of promo is harder to find in 2024 but it is by far the best option for those who want to play all the different types of casino games. It is for new players only and when you sign up with a site with a no deposit time bonus you receive a large credit balance and 60 minutes in which to play all the games you want.

The deal does not require a guarantor, is fee-free and has a five-year fixed rate at 5.45percent. The amount first-time buyers can borrow is capped as monthly mortgage payments can’t be more than the average monthly rent. Santander’s five-year fixed rate for home purchase (60percent LTV) is at 4.24percent with a 999 fee. Borrowers need at least 40percent equity in their property to be eligible for these deals. Virgin has tweaked down the rate on its residential five-year fixed rate for remortgage with an 895 fee (75percent LTV) by 0.05 percentage points to 4.54percent. Accord’s new two-year fixed rates start from 5.48percent with a 1,995 fee (75percent LTV) and five-year rates start from 5.22percent, also with a 1,995 fee and at 75percent LTV.

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For someone buying a typical first-time buyer property at 200,000, a 5,000 deposit would equate to 2.5percent of the purchase price, with the remaining 97.5percent being borrowed. Yorkshire Building Society is launching a deal for first-time buyers that enables them to get on the housing ladder with just a 5,000 deposit, writes Jo Thornhill. The ‘effective’ interest rate – the actual interest paid – on newly drawn mortgages fell by 0.29 percentage points, according to the Bank, to 4.90percent in February. The less-than-expected fall in the annual rate of inflation, announced today (from 3.4percent to 3.2percent), has increased speculation that the Bank may not cut rates until the autumn at the earliest. The official inflation rate fell to 3.2percent (from 3.4percent) in March, but this was a smaller reduction than expected.