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• Since we have already talked about free spins, we will focus on no deposit bonus credits in this section.
• Barclays is cutting selected fixed mortgage rates by up to 0.2 percentage points for new customers across its residential and BTL ranges, effective tomorrow .
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TMW’s let-to-buy mortgages, where a borrower rents out their first home, remortgaging to fund the purchase of a second property, are also cut. The five-year fixed rate let-to-buy deal is now at 4.59percent (75percent LTV) with a 3percent fee. Switcher deals, aimed at existing Nationwide customers looking for a new mortgage rate, are being cut by up to 0.3 percentage points. These include a five-year fixed rate at 3.89percent (60percent LTV) with a 999 fee and a 10-year fix at 4.29percent (60percent LTV) with no fee. West One, the specialist lender, is launching a range of residential mortgage deals with rates as much as 0.94 percentage points lower than its existing deals.

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These five-year and two-year fixed rate deals from Santander are all available to borrowers with at least a 40percent cash deposit or equity (60percent loan to value). For home purchase, rates start from 4.55percent over two-years or 4.19percent over five-years, also with a 1,495 fee. Virgin Moneyhas reduced selected fixed rates for the second time in a week.